The Path to EMV in the U.S.

EMV (Europay, Mastercard, Visa) has been on everyone’s radar for a while now, but recent data breaches and impending deadlines is making EMV a top priority for merchants.

What is EMV?

EMV® is a global standard for secure credit and debit payment cards based on chip card technology, already in use throughout the world. Also referred to as chip and PIN or chip and signature, EMV-capable bank cards feature an embedded microprocessor chip that contains the cardholder data.

Don’t Become a Target for Payment Data Theft

As if the recent data compromises affecting more than 115,000,000 cardholders among Target, Neiman Marcus, Michaels, Aaron Brothers, Marriott and Sheraton, to name a few, are not enough, experts are predicting data breaches may increase in 2014.[1] Are your payment security measures as strong as they could be?  Wash away all the marketing hype and hyperbole, and learn why TrustCommerce clients rest well, knowing that their customers’ data is secure. These best practices protect payments and reduce the risk and liability associated with accepting electronic payments.

Payment Security

How Can Healthcare Organizations Reduce PCI DSS Scope?

Healthcare organizations must be aware of vulnerabilities when accepting electronic payments and be proactive about protecting against them. Whether it is an individual employee who steals a patient’s payment card information or a large-scale cyber-attack, compromised data is costly. According to Ponemon Institute’s 2013 Global Cost of a Data Breach, Healthcare experiences the most costly data breaches at $233 per lost record; pharmaceuticals rank third at $207[1]. Couple that with damage to brand and reputation and it is easy to see how difficult it can be to recover from a breach.

Winter 2014 Event Schedule

TrustCommerce is out and about this winter! Don’t miss an opportunity to meet with us in-person. NRF – Retail’s BIG Show 2014 January 12-15, 2014 New York City   Healthcare Payments Innovations January 27-28, 2014 Tempe, AZ   GE Western Region User’s Group February 13-14, 2014 Green Valley Ranch, Henderson, NV   Parking Industry Exhibition…

PayWithIt Secure Mobile Payment Acceptance App

Interview with PayWithIt® Product Manager

Learn about the new features and functionality in the latest version of PayWithIt

The latest and greatest version of PayWithIt® is now available. PayWithIt is TrustCommerce’s secure mobile payment acceptance solution available through the Apple app store and is compatible with all iOS devices. PayWithIt enables merchants to securely capture payments via encrypted card swipe or manual entry.  It is ideal for merchants who would like to accept credit cards, signature debit, and ACH on the go and is in use today in a variety of environments, such as non-profit, healthcare, parking, retail, education, and others.

I recently sat down with PayWithIt Product Manager, Arian Maybod to learn about what sets this new version apart. Arian has managed PayWithIt since inception and is supporting and managing the current release.

TC: PayWithIt recently celebrated its birthday. Can you share with us what sparked PayWithIt?

AM: Mobile payment acceptance is really growing. The latest research estimates $1 trillion in global transactions by 2015 [1].  Forrester Research projects approximately $90B in mobile transactions by 2017 [2].

When we launched PayWithIt, we wanted to give our merchants the opportunity to be at the forefront of this growing trend, leveraging the advantages that mobile payments bring to the payment mix—convenience, speed, cost-savings—with the security for which TrustCommerce is known.

Have You Tried Dynamic Reporting?

When something new is available, are you the first to try it? Or, do you like to stay in your comfort zone? If you have been approaching your reporting tasks routinely, following the same processes, you might want to take a look at the Dynamic Reporting feature included with your TC Vault account. Although Dynamic Reporting is robust and features many customizable options, it is easy to learn how to use. Building a custom report is fast, easy and most importantly it can make your reporting activities more efficient.

Fall 2013 Event Schedule

TrustCommerce is out and about this fall! Don’t miss an opportunity to meet with us in-person.   Utility Payment Conference Visit us at Booth #204! September 30-October 2, 2013 Houston   Harris User Group October 1-2, 2013 South Carolina   GE Western Region User Group (WRUG) Fall Conference October 10-11, 2013 Newport Beach, CA  …

Set Up a Secure E-Commerce Payment Application: Part 2

In part two of our two-part series on popular implementation paths for e-commerce, we discuss secure hosted payment pages.

 

“Simplicity is the ultimate sophistication.”  –Leonardo da Vinci

Sometimes the solution for a complex issue can be simple. In our previous blog post, we showed you how the TC Trustee API provides a secure environment for accepting payments and helps merchants reduce PCI DSS scope. It is easy to set up and seamless to the user. TC Trustee Host, hosted payment pages, offers similar benefits, but the path is a little simpler for the merchant.

The TC Trustee Host is a great option for small to medium businesses looking to implement a feature-rich online payment solution that can reduce PCI DSS compliance scope.  TrustCommerce’s solution enables businesses to accept credit card, debit card, and ACH payments from their online shopping cart, donations page, or other payment system with a simple integration process. It also supports one-time, recurring, and subscription payments.