PCI Compliance for Small Merchants

Small businesses are the heart and soul of the U.S. economy. From local mom and pop shops to innovative web start ups, we rely on these merchants daily for goods and services. In the payments world, small businesses are referred to as Level 4 merchants, those processing less than 20,000 e-commerce transactions annually and up to 1 million transactions annually. There are more than 6 million Level 4 merchants in the U.S.

PCI compliance is a vital component of merchants overall, ongoing security program. However, Level 4 merchants have not always been well educated or encouraged by their acquiring bank to become compliant.